Money Market

HMFCU's Insured Money Market Account earns competitive rates that are subject to change week to week. To open an Insured Money Market, an initial deposit of $2500.00 is required. Dividends are based on balances at tiered rates. Members are allowed six (6) transfers per month. No more than three (3) of the six (6) transfers may be made by draft, check or debit card to a third party. Insured Money Market accounts can also be accessed through Teletrans AudioResponse and CU@HOME. ATM cards and Visa Check cards.

Minimum to open: $2500.00
Minimum to earn dividends: $2500.00
$7 per item charge beyond six (6) allowed each month

*Restrictions determined by Reg D: maximum of six (6) preauthorized, automatic, telephone or PC transfers per month to another account at HMFCU or third party. For members who exceed these limits more than occasionally, the account may be closed or transfer capabilities terminated. Rates subject to change weekly.