This account is designed for members with a ChexSystems record and are seeking to rebuild their checking credibility. You will enjoy many of the same benefits with our Second Chance Checking as our regular checking accounts, PLUS with six (6) months of positive account activity you can upgrade to one of our other checking options.

• No Minimum Balance
• Minimum to open $50.00
• $10.00 Monthly Service Charge
• Free Visa Debit Card
• CU@HOME
• 24 Hour Audio Response
• Free Bill Pay 

Must have six (6) months positive activity to qualify for Classic Club Plus or Classic Care Free checking. Two (2) occurrences of NSF (Insufficient Funds) activity within the six (6) months "probation" and the account is subject to closure. Does NOT qualify for CAP (Courtesy Account Program). If no NSF's during the six (6) month probation period, the $10.00 monthly fee will be refunded for each month.