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| Certificate Rates |
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Member Rewards: Add .10 basis points with a Classic Club Plus account.
Interest rates effective July 1st, 2008 and are subject to change.
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Share & IRA Certificate Terms
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Minimum Opening Balance |
Minimum Earning Balance |
Dividend Rate |
Annual Percentage Yield |
Tools |
| Share Certificates |
Share Certificate
3 month |
$100
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$100
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2.47%
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2.50%
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Share Certificate
6 month
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$100 |
$100 |
2.71%
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2.75%
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Share Certificate
7 Month -Spring into a Great Rate!(New Money Only)
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$2500.00
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$2500.00
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3.05%
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3.10%
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Share Certificate
12 month |
$100
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$100
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2.81%
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2.85%
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Limited Rate Bump up Certificate
18 month
1 rate change during term |
$1,500
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$1,500
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2.57%
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2.60%
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Share Certificate
24 month
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$100 |
$100 |
2.96%
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3.00%
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Share Certificate
36 month |
$100 |
$100 |
3.05%
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3.10%
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Share Certificate
48 month |
$100 |
$100 |
3.15%
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3.20%
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Share Certificate
60 month |
$100 |
$100 |
3.30%
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3.36%
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Flex Share Certificate
12 month |
$100 |
$100 |
1.60%
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1.65%
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Flex Share Certificate
18 month |
$100 |
$100 |
1.80%
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1.85%
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| IRA Certificates |
IRA Certificate
12 month |
$2,000
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$2,000
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2.81%
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2.85%
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IRA Certificate
24 month |
$2,000
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$2,000
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2.96%
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3.00%
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IRA Certificate
36 month |
$2,000
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$2,000
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3.05%
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3.10%
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IRA Certificate
48 month |
$2,000
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$2,000
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3.15%
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3.20%
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IRA Certificate
60 month
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$2,000
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$2,000
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3.30%
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3.36%
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This Dividend Rate Schedule discloses rates applicable to all share deposit accounts offered by Holston Methodist Federal Credit Union. Supplied as a supplement to the Truth-in-Savings Disclosure, it reflects updates regarding minimum par values as well as minimum dividend earning balances associated with the deposit account types listed. For the purpose of this disclosure, the dividend rate and annual percentage stated for the term accounts listed were accurate as of the above date. A penalty will be imposed for early withdrawals that are made before the maturity date of the share certificate. Your savings are federally insured to at least $100,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. government agency. Note: IRAs are insured up to $250,000.
PLEASE CALL (865) 558 - 3117 TO OBTAIN THE MOST CURRENT RATE INFORMATION.
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Calculators
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