Share & IRA Certificate Terms

$1000

$1000

0.10%

Share Certificate
6 month

$1000

$1000

0.15%

0.15%

Report Card

$1000

$1000

0.49%

0.50%

0.49%

0.50%

Share Certificate

36 months

0.60%

0.60%

0.70%

0.70%

Share Certificate

60 months

1.30%

1.49%

0.49%

0.50%

0.49%

0.50%

0.60%

0.60%

*APY will equal GPA (Grade Point Average). Student Member must provide copy of most recent report card.  Must not exceed $1,000 per certificate, can not exceed $5,000 cumulative. QUALIFICATIONS:  Member must have active share draft and Visa Debit card, or a family member with a share draft/direct deposit and Visa Debit to qualify for the GPA rate.

Member loyalty rewards not available with current promotions.This Dividend Rate Schedule discloses rates applicable to all share deposit accounts offered by Holston Methodist Federal Credit Union. Supplied as a supplement to the Truth-in-Savings Disclosure, it reflects updates regarding minimum par values as well as minimum dividend earning balances associated with the deposit account types listed.  For the purpose of this disclosure, the dividend rate and annual percentage stated for the term accounts listed were accurate as of the above date.  Rates are subject to change without notice. A penalty will be imposed for early withdrawals that are made before the maturity date of the share certificate.  Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. government agency. Note: IRAs are insured up to $250,000.