Savings Rates

Projected Dividend rates 3rd Quarter 2008

Share Account Type

Minimum Opening Balance

Minimum Earning Balance

 Dividend
Rate

Annual Percentage Yield

Tools

Savings Accounts

Regular Share Savings
($25.00 - $199.99)

$25.00

$200

n/a

n/a

Calculate Dividend

Regular Share Savings 
($200 - $2,499.99)

$25.00

$200

0.250%

0.250%

Calculate Dividend

Regular Share Savings 
($2,500 - $9,999.99)

$25.00

$200

0.349%

0.350%

Calculate Dividend

Regular Share Savings 
($10,000 - $24,999.99)

$25.00

$200

0.399%

0.400%

Calculate Dividend

Regular Share Savings 
($25,000 - $49,999.99)

$25.00

$200

0.499%

0.500%

Calculate Dividend

Regular Share Savings 
($50,000 - $99,999.99)

$25.00

$200

0.599%

0.600%

Calculate Dividend

Holiday Club ($0-$200.00) 

$1.00

$1.00

2.860%

2.890%

Calculate Dividend

Holiday Club ($200.00 - $9999.00)

$1.00

$1.00

0.800%

0.800%

Calculate Dividend

Church Shares

$100.00

$100.00

1.980%

2.000%

 Calculate Dividend

Just for Kids- Ages 0-12 (up to $499.99)

$5.00

$200

5.00%

5.00%

Calculate Dividend

Just for Kids - Ages 0-12 ($500.00 and over) 

$5.00

$200

0.750%

0.750%

Calculate Dividend

Youth Plus - Ages 13-17 (up to $499.99)

$5.00

$200

5.00%

5.00%

Calculate Dividend

Youth Plus - Ages 13-17 ($500.00 and over)

$5.00

$200

0.750%

0.750%

Calculate Dividend

Vantage Club - Ages 18-28

$5.00

$200

0.750%

0.750%

Calculate Dividend

Smart Saving

$25.00

$1,000

0.750%

0.750%

Calculate Dividend

Health Savings Accounts 
(Minimum balance of $100.00)

$100

$100

2.980%

3.000%

Calculate Dividend

Cumulative IRA Account

$25.00

$200

1.290%

1.300%

Calculate Dividend

Share Draft Accounts-Paid Monthly
Classic Club Plus Share Draft
(Balances up to $9,999.99) 

$100

$100

0.020%

0.020%

Calculate Dividend

Classic Club Plus Share Draft
(Balances of $10,000 - $24,999.99)
 

$100

$100

0.50%

0.50%

Calculate Dividend

Classic Club Plus Share Draft 
(Balances of $25,000 - $49,999.99)
 

$100

$100

0.750%

0.750%

Calculate Dividend

Classic Club Plus Share Draft
(Balances of $50,000 - greater)

 $100

 $100

1.00% 

1.00%

Calculate Dividend

*APY= Annual Percentage Yield. Annual Percentage Yield applies when dividend is reinvested in the account. Minimum balance requirements to earn dividends may apply. Dormant account or maintenance fees could reduce earnings on the above accounts. Rates are subject to change.

PLEASE CALL (865) 558-3117 TO OBTAIN THE MOST CURRENT RATE INFORMATION. 

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