Mortgage Loan Type Term Annual Percentage Rate As low as Tools Mortgage Loans Limited Offer: Home Equity Loans - LTV 80% LIMITED OFFER- (Pay closing cost or 3.99% with no closing cost)   60 2.99% Limited Offer:Home Equity Loans - LTV 80% 120 4.95% Home Equity Line of Credit (HELOC) Acces with Credit Card or Check 120 Prime Rate, Interest Monthly   Unimproved Property 120 9.50% Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness. You will be notified of the base rate for which you qualify when your loan request is approved. Floor rate for 5.00 APR.  Posted rates reflect enrollment in Automatic  Rates Effective:  April 2013

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