Click on the budget smart logo or here to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget 

BudgetSmart is a new and exciting software program now available on our website. This easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively. You can use the program to:

• Establish a budget
• Track spending
• View tips for improving areas of overspending or inadequate saving
• Experiment with "what if" scenarios to determine how a major purchase or change in income would impact your budget  

  CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. Use CheckRight if:

   
  · you are looking to open a checking account for the first time or
  · you have had difficulty handling an account in the past.
   
  Among other things, CheckRight will help you learn how to:
  • open an account
  • write checks
  • make deposits
  • maintain a check register
  • reconcile an account
  • create a spending plan
  CheckRight is a self-study program that allows you to learn at your own pace. Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts. You will be able to view the results and you have the option to send the results to the credit union via e-mail.