Holston Methodist FCU offers the following accounts with no minimum balance and no per check fee.
- EZ Green Checking - FREE (Electronic services preferred)
- EZ Rewards Checking - $5.00 per month for members over 50, $7.00 per month for members under 50. EZ Rewards include but not limited to: Fraud Assist Toolbox, Card Patrol™ - Social Security Monitoring, Payment Card Protection, Everywhere Cash Savings™, Discount Tracks & Tix™, and Everyday Rebate Rewards- you'll receive $20.00 per quarter or $80.00 per year.
This account is designed for members seeking to rebuild their checking credibility. You'll enjoy many of the same benefits with our Second Chance Checking of regular checking accounts, PLUS with six (6) months of positive account activity you can upgrade to one of our other checking options.
- $10.00 Monthly Service Charge
- Free Visa Debit Card
- 24 Hour Audio Response
- Free Bill Pay
Must have six (6) months positive activity to qualify for EZ Green or EZ Rewards Checking. Two (2) occurrences of NSF (Insufficient Funds) activity within the six (6) months "probation" and the account is subject to closure. Does NOT qualify for CAP (Courtesy Account Program). If no NSF's during the six (6) month probation period, the $10.00 monthly fee will be refunded for each month.
There is a minimum to open the Share Draft Checking accounts of $50.00.
- Basic Business- No Minimum Balance, No Per Item Fees. Monthly Fee $5.00
- Small Business- Min Balance to earn dividends $1,000.00. Monthly Fee $10.00
- Classic Business- Min Balance to earn dividends $5,000.00. Monthly Fee $25.00
- Free Business- Min Balance required $25,000.00. No monthly fee, No Per Item Fees, Preferred Rates on Share Certificates & Business Loans.