Phone: (865) 558-3117    Toll Free: (800) 782-9257

Just For Kids- Ages 0-12

Whether it's quarters from the tooth fairy, birthday cash, or a weekly allowance, the Just for Kids Club is the perfect account for kids' age 12 years old and younger.  Just for Kids is designed especially for our young members to establish good saving habits early in life so they'll become financially successful adults

  • Any child under 12 months of age, HMFCU will make the first $25.00 to begin membership
  • $20.00 deposit = 1 coupon
  • 7 coupons=$5.00
  • 9 coupons= 1 Regal Movie Ticket
  • GPA Certificate available –Earn your GPA on a Share Certificate*.
  • Participate in special promotions and prizes for Just For Kids Club members
  • Earn coupon for each "A" on your most recent report card( Limit 5 per grading period)

* APY will equal GPA (Grade Point Average). Student Member must provide copy of most recent report card.  Must not exceed $1,000 per certificate, cannot exceed $5,000 cumulative. 

QUALIFICATIONS:  Member must have active share draft and Visa Debit card, or a family member with a share draft/direct deposit and Visa Debit to qualify for the GPA rate.




Youth Plus- Ages 13-17

With Youth Plus, teens discover many of the benefits of credit union membership while developing the essential skills necessary to becoming financially-responsible adults with a firm understanding of personal finance. 

  • $20.00 deposit = 1 coupon
  • 7 coupons=$5.00
  • 9 coupons= 1 Regal Movie Ticket
  • Earn coupon for each "A" on your most recent report card( Limit 5 per grading period)
  • GPA Certificate available – Earn your GPA on a Share Certificate*.
  • Earn higher dividends than a Prime Share Account.
  • Receive discounts on published loan rates.
  • Receive increase on published share certificate rates.
  • FREE Checking-no monthly service charge or annual fee.
  • FREE Visa Debit Card
  • FREE MasterCard- no annual fee.
  • Participate in special promotions & prizes for Youth Plus members only.

* APY will equal GPA (Grade Point Average). Student Member must provide copy of most recent report card.  Must not exceed $1,000 per certificate, cannot exceed $5,000 cumulative. 

QUALIFICATIONS:  Member must have active share draft and Visa Debit card, or a family member with a share draft/direct deposit and Visa Debit to qualify for the GPA rate.

Minimum to open Youth Plus account is $5.00. A Prime Share account is required for HMFCU membership and is opened with $25.00.




Vantage Club- Ages 18-28

With Vantage Club, teens discover many of the benefits of credit union membership while developing the essential skills necessary to becoming financially-responsible adults with a firm understanding of personal finance. With this account, you not only get better rates and more benefits than most members, but you also receive information and resources to ensure a successful financial future.

  • Earn higher dividends than a Prime Share Account.
  • GPA Certificate available – Earn your GPA on a Share Certificate*.
  • Receive discounts on published loan rates.
  • Receive increase on published share certificate rates.
  • FREE Checking-no monthly service charge or annual fee.
  • FREE Visa Debit Card
  • FREE MasterCard- no annual fee.
  • Participate in special promotions & prizes for Vantage Club members only.

* APY will equal GPA (Grade Point Average). Student Member must provide copy of most recent report card.  Must not exceed $1,000 per certificate, cannot exceed $5,000 cumulative. 

QUALIFICATIONS:  Member must have active share draft and Visa Debit card, or a family member with a share draft/direct deposit and Visa Debit to qualify for the GPA rate.

Minimum to open Vantage Club is $5.00.  A Prime Share account is required for HMFCU membership, and is opened with $25.00.

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